Calculate the True Cost of Your Coffee
Think it’s just a few bucks a week? Think again. Plug in your numbers below and see how those daily coffees could’ve turned into serious cash if invested. The longer you wait, the more you miss. Start now.
Quick Guide
- Put the dollar amount you usually pay for coffee
- Input how many coffees you get each week
- Select ‘Investment period’ — change the number of years and see the dollar amount difference!
- Select ‘Investment type’ — different exchanges where money can be invested
- Choose ‘Account for inflation’ to adjust for 3% per year
What’s The Long-term Cost of Your Coffee?
How This Calculator Works
This calculator shows you what could happen if you invested your coffee money instead of spending it.
What You Enter
- Cost per coffee: How much one coffee costs you
- Coffees per week: How many coffees you typically buy each week
- Investment period: How many years you’ll be investing
- Investment type: Different investment options with different growth rates
- Inflation option: Whether to account for prices going up over time
Understanding Your Coffee Calculator Results
Total Spent on Coffee
This is just the total amount of money you’d spend on coffee over time. We calculate this by multiplying:
(Cost per coffee × Coffees per week × 52 weeks × Number of years)
Potential Investment Value
This is the big number – how much money you could have in total if you invested your coffee money instead of spending it. This includes both the money you put in and all the extra money it earns over time.
Investment Growth
This is the extra money you’d make by investing instead of buying coffee. It’s basically free money you get just by being patient! This is the difference between your total investment value and what you put in.
Adjusted for Inflation
This shows what your investment would be worth in today’s money. Inflation means prices go up over time, so $100 in the future won’t buy as much as $100 today. This number helps you understand the real value of your investment.
What Could This Buy?
The calculator also shows you real-world examples of what you could buy with this money instead of coffee. Sometimes seeing that you could buy a car or put a down payment on a house makes the choice more real than just seeing numbers!